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Here are some more useful links that you may like to look at:

Office of Fair Trading OFT. Enforces consumer protection law and competition law
Money Made Clear Financial Services Authority (FSA) Consumer help and advice
BBC- Your Debt The BBC's guide to personal finance
annual credit report Free online credit report service

These are the 2 main Credit reference agencies that the UK secured loan lenders use to credit check a client.
Experian Credit reference agency
Equifax Credit reference agency

 

Office of Fair Trading No.611591

Loan Tools

Low rates from 5.9% APR. The overall cost for comparison is 10.9% APR typical - variable. Over 60% of our customers receive a lower APR than the typical rate shown; our highest rate is 19.9% APR variable. All loan subject to status.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.